Archive for the 'Business' Category

 

6 reasons why UK businesses use 0844 numbers

Mar 21, 2010 in Business

Many UK businesses use 0844 phone numbers as a point of contact for their customers. 0844 numbers are known as non-geographic telephone numbers; like 0845 numbers and 0800 numbers etc. However, the primary difference between 0844 numbers and these other numbers is that many organisations use them to make some money back on the calls they receive and to help them fund additional services. It’s for this reason that 0844 numbers are often used as technical support helplines, for example. Here are 6 reasons why UK businesses use 0844 numbers:

1) 0844 numbers are non-geographic – meaning that they don’t have traditional 01/02 area codes. This means that the location of organisations that use them are not made explicit and they can expect to receive calls from outside of their area (e.g. regionally and even nationally).

2) Organisations can see their busy periods, missed calls and the geogrpahic location of their callers with online call statistics that work in conjunction with 0844 numbers.

3) People can change where they receive their calls instantly. So, if they wanted to receive calls to their 0844 number on their mobile, they can simply change the settings online and activate this instantly.

4) Businesses can receive a payment of 4p per minute on the calls they receive to their 0844 numbers.

5) People can handpick a highly memorable 0844 number that their customers will recall with ease.

6) Organisations can keep 0844 numbers for life. Their 0844 number won’t ever have to change again – saving them time, money and hassle if they relocate.

The popularity of 0844 numbers has increased of late and this could be attributed to Ofcom’s recent review of 0870 numbers. The communications watchdog has now stipulated that calls to 0870 numbers should cost no more than a national rate call (unless specifically advertised otherwise). This has meant that revenue sharing opportunities using 0870 numbers have become more difficult and people are naturally looking at 0844 numbers instead as the ideal alternative.

 

Consumer Credit Card Debt Reduction Is A One Time Pass To Fiscal Independence

Mar 21, 2010 in Business

We have a large financial problem destroying America right now and this problem is high interest credit card debt and the dreaded monthly minimum payments. With the current mind numbing state of the economy tons of US citizens have been utilizing credit cards to assist them in staying above the water, not realizing this is going to put them further into a hole of financial despair.

Perhaps the most terrible aspect of high interest credit card debt is paying out just the monthly minimum payment. With payment behavior like this the debtor is playing smack into the trap of the credit card companies and without knowing it aiding to make them rich. The credit card companies are enthused when debtors just pay the minimum because that is how they make such enormous sums of money off of interest. Normally it would take more than thirty years to pay off a credit card debt with just the monthly minimum and the debtor will end up putting out more than five times the original balance in interest alone. The serious problem is this is deteriorating our nation even more than it already was prior to this financial meltdown.

Once people can learn to free themselves from the minimum payment syndrome and start actively looking for debt relief programs they are well on their way to succeeding. What has been prevailing to be one of the best debt relief programs is credit card debt settlement. This method is assisting large numbers of Americans to find debt freedom in a couple of short years all the while saving them a lot of money on their way out of debt.

Consumer debt settlement is set up so that the debtor will only wind up making repayment just around half of what they presently owe towards their debts. Additionally this deal is also set up so that the consumer will get themselves out of debt in just a couple years. That is a stark difference from the numbers that will be reported if the person only pays the minimum every four weeks.

The sole issue with a structured plan such as this is that the consumer must fall behind on the bills to force the collectors into a position in which they are willing to settle an account. So obviously the credit score will be negatively affected, for some consumer this will turn them off from credit card debt settlement; thus condemning such folks to a life of being financial servants to their credit card companies for three plus decades.

Its quite a shame this will redirect people away. Imagine how much capital might be saved in pocket after you are out of the never ending treadmill of credit card debt and monthly minimum payments. A lot of debtors are paying out thousands each month only to remain up to date and never ever get further in their financial life. People are so frightened of their credit rating and do not understand that it is repairable and will heal itself over time; a much quicker time that is than remaining stuck with debt for over forty years.

If you find your family stuck in credit card debt I strongly urge you to get some kind of resolution. Its seriously not worth it to your loved ones to place yourself in such a dismal economic position be remaining caught in the rut with credit card minimum payments that suck your resources dry.